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Bacoor City, Cavite
Ma. Theresa T. Nacar
BookkeeperVirtual Assistant
- Data Analyst
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Back of the card
Ma. Theresa T. Nacar
Bacoor City, Cavite
- Accomplishments
- Headed the Credit & Loans Administration Group at University Savings Bank (June 2023–July 2026), overseeing credit, appraisal, investigation, documentation, booking, review, and collection functions, and preparing portfolio strategies, credit limits, and MIS reports. Created and implemented credit policies, product manuals, and procedures for multiple banking institutions, and standardized documentation to improve completeness and accuracy before loan release. Held senior credit administration roles at Metro South Cooperative Bank (First Vice President, Credit Administration & Support Division, October 2020–November 2021, then promoted to Officer-in-Charge, November 2021–March 2023), Philippine Veterans Bank (Vice President, Credit Administration Division, September 2001–December 2019), and Security Bank Corporation (Head of CLL and APA Section, 1982–2001). Taught English online as a freelance ESL teacher with RareJob (September 2020–September 2023).
- Stats
- Education: Bachelor of Science in Business Administration – Economics, University of the East Experience: 10 years or more in banking credit and loan administration; freelance ESL teaching Skills: Credit risk management, credit administration and loan operations, commercial loan underwriting, credit policy development, BSP regulatory compliance, portfolio analysis and MIS reporting Certifications: 120-hour TESOL, 120-hour TEFL, Six Sigma, Level 1 Bookkeeping using Xero, Level 1 QuickBooks, CEFR C2 (Proficient) Tools: Xero, QuickBooks, Microsoft Excel (advanced formulas and functions) Availability: Australian business hours
- Known for
- Senior banking leadership in credit and loan administration — policies, controls, and documentation quality — with ESL teaching and bookkeeping certifications.